Fence Financing Options

Get Your Fence Installed Without Paying Everything Upfront

Four Ways to Finance Your Fence

A fence is a significant investment. A to Z Quality Fencing is a fence company with financing options designed to fit real budgets — from a 90-day interest-free plan to third-party loans up to $100,000. Each option has different requirements and tradeoffs. Here’s what you need to know to choose the right one.

third-Party Financing

Flexxbuy

Loans from $500 to $100,000

How it works: Apply through Flexxbuy and use the loan to pay A to Z directly. You then repay Flexxbuy according to your loan terms.

Rates and terms: Starting at 5.9% APR. Terms up to 144 months. Financing options available for a wide range of credit situations.

Loan amounts: $500 to $100,000.

Decisions: Instant decisions with fast funding. Applying uses a soft credit check and has no impact on your credit score.

IN-HOUSE PAYMENT PLAN

90-Day Interest-Free

Four equal payments over 90 days

How it works: Sign the contract and make your first payment. Materials are ordered and installation is scheduled. The remaining three payments are due at 30, 60, and 90 days after contract signing.

Requirements: Minimum 680 credit score. Income verification required.

*Late payments carry an 8% annual interest charge. Contact our office for full details.

IN-HOUSE PAYMENT PLAN

12-Month Plan

50% deposit, balance financed over 12 months

How it works: Pay 50% at signing. Materials are ordered and installation is scheduled. The remaining balance is paid over up to 12 months at 8% annual interest.

Requirements: Minimum 680 credit score. Income verification required.

Additional fees apply to late payments. Contact our office for full details.

IN-HOUSE PAYMENT PLAN

No-Credit-Check In-House Financing

Pay in full before installation begins

How it works: Make installment payments directly to A to Z Quality Fencing at your own pace. Once paid in full, materials are ordered and installation is scheduled.

Requirements: No credit check required. No third-party lenders involved. Interest-free.

How It Works

Get an estimate

Use our online fence design and estimator tool to map your fence and get an initial price range.

Choose your financing

Review the plans and pick the option that fits your situation. Call our office if you have questions about the tradeoffs.

Apply and get approved

Complete the application or paperwork for your chosen plan. Flexxbuy decisions are instant; we review in-house plans in our office.

Sign and start payment

Once the contract is signed and the required payment(s) are received, we order your materials and schedule installation.

Get your fence installed

Most residential projects are completed in a single day. We walk through the finished job with you before closing out.

Make your remaining payments

Pay according to your plan schedule. In-house payments come to A to Z; Flexxbuy payments go to Flexxbuy.

Questions about which option is right for you?

Our office can walk you through the requirements and tradeoffs for each plan. If you’re looking for a fence company with financing that doesn’t overcomplicate the process, we’d rather help you start with the right option than have you run into surprises later.

Fence Installation Financing FAQs

Do I need good credit to finance a fence?
Not necessarily. A to Z offers four financing options with different credit requirements. The 90-day and 12-month in-house plans require a minimum credit score of 680 and income verification. The no-credit-check in-house plan has no credit requirement. Flexxbuy offers third-party financing for a wide range of credit situations. Applying for a loan uses a soft credit check and has no impact on your score.
When does installation get scheduled?
For the 90-day and 12-month in-house plans, installation is scheduled after your first payment. For Flexxbuy, installation is scheduled once the loan funds and payment are received. For the no-credit-check in-house plan, installation is scheduled after you’ve paid in full. In all cases, most residential projects are completed in a single day once they’re on the schedule.
What's the difference between the in-house plans and Flexxbuy?

With the in-house plans, you make payments directly to A to Z Quality Fencing. With Flexxbuy, you take out a third-party loan, which is used to pay A to Z in full upfront — you then repay Flexxbuy according to your loan terms. Flexxbuy offers longer repayment terms (up to 144 months) and higher loan amounts, which can make sense for larger projects.

Does applying for financing affect my credit score?

Applying through Flexxbuy uses a soft credit check, which has no impact on your credit score. The in-house plans require a minimum credit score verification, but our office can walk you through what’s involved before you apply.

How much can I finance?
Through Flexxbuy, you can finance between $500 and $100,000. The in-house plans don’t have a published maximum. Contact our office to discuss your project costs and which plan makes the most sense.
Can I use financing for a commercial fence project?

Yes. A to Z installs fencing for residential, commercial, and farm properties, and financing options are available for all project types. Contact our office to discuss the right plan for a commercial project.

What happens if I miss a payment?
For the 90-day interest-free plan, late payments carry an 8% annual interest charge. The 12-month plan also applies additional fees for late payments. For Flexxbuy, late payment terms are governed by your loan agreement with Flexxbuy directly. The cleanest way to avoid issues is to choose the plan whose payment schedule fits your budget before you sign.

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In-House Financing Application

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